Seasonal/secondary Residence Insurance
You treasure your retreat from your daily routine, be it a seasonal cottage, ski condominium or a quaint country home.  Enjoy the tranquility of your get-away while making new memories and rest assured knowing that with Ned Insurance you’ll have the right coverage to protect everything you hold dear.

The Coverage You Need to Protect What You’ve Built
With your needs in mind, Ned has created a wide range of coverages for your seasonal or secondary residence and its contents. You can choose the level of protection that best meets your needs with one of the following options:

  • Enhanced Comprehensive Coverage – all perils on your dwelling and its contents
  • Broad Coverage – all perils on your dwelling and specified perils on its contents
  • Standard Coverage – specified perils on your dwelling and its contents
  • Named Perils Coverage – specified perils for smaller properties

Based on the level of coverage you choose, Ned provides coverage on a wide variety of damages and covers things such as:

  • Primary Building and Outbuildings
  • Contents on and off premise
  • Satellite Dishes
  • Additional living expense
  • Burglary and Vandalism
  • Smoke damage
  • Weight of snow and ice
  • Sump pump malfunctions
  • Damage caused by bears
  • Personal Liability up to $1,000,000

Great Rates and Discounts. The Recognition You Deserve
You’ve worked hard to be able to buy your cottage or second home and want to take care of them and continue to build your estate. We recognize how careful you are and that you may have invested in technology to help protect your property. We believe that this deserves to be recognized in the rates you pay. Some of the discounts that may apply are:

  • Mature policyholder discount
  • Newer Home
  • Security system
  • Claims free history of three or more years
  • Mortgage free
  • Multi-residence
  • Multi-policy
  • Three years anniversary  

Ned’s New Combined Policy Format For Even More Convenience
Your time is important and you can now have you all of your policies in a combined policy format that combines all your expiry dates, insurance payments, and paperwork into one easy package.

Insurance Tailored to You Starts With Your Local Broker or Agent
With Ned, you’ll work with your own local broker or agent who will take the time to find the best solution for you. Someone who will understand you and the things you’ve worked hard for all your life. Someone who will not only answer your questions but will ask you the right ones.

Find the local broker or agent in your area to find out how personal insurance can really be.